Simon G. by Groma

Simon G. / Agriculture / Farm financial management

Farm financial management software for groups of companies.

Simon G. reads each company's books and brings them into one result, by field, crop and farm, consolidated for the group. Your accountant keeps the books. It posts nothing.

On your own serverNo internet neededYour data shared with no one

This page shows a fictional group in Banat, Romania: four farms, 9,587 hectares, three companies and a holding.

Does this sound like your group?

Each company closes. The group does not.

Accounting keeps every company right. In a multi-entity group, the total is still built by hand.

  1. Consolidation eats the controllers' weeks. They reconcile instead of looking ahead.
  2. Eliminations are done by hand. Between companies, in a file one person trusts.
  3. Two farms, two ways of counting. The full cost of a tonne of wheat cannot be set side by side.
  4. The bank tests the covenant once a year. You learn the result together with the bank.
  5. The cash trough is found late. Nobody sees the worst month until it is close.
  6. The bank now asks for CO₂e per tonne. The data sits in three systems.

None of these is an accounting problem. They are what happens when a group's numbers are prepared by hand.

From the books to the bank

One set of numbers for the whole group.

Every figure keeps its source. These are example figures from a fictional group. The full desk is on the agriculture page.

Booksread, never posted
Trial balancesPer company, from your accounting system
Bank statementsMT940 files
ContractsLeases, forward sales and insurance
GroupCFO, daily
ConsolidationThree companies and the holding, eliminations done, every month
Farms side by sideWheat full cost 1,026–1,094 RON/t
Value ledgerEvery decision taken, with its effect in money
Bankread before the bank does
CovenantDSCR 1.32 against 1.20 · 22 tests, every month
Scenarios for the bankSix named scenarios · the covenant at each
ESG for the bank221.9 kg CO₂e per tonne · printable
The group today
Margin 20.7 M RON · DSCR 1.32 · net debt to EBITDA 2.50Prepared last night, for the person who signs.

Fictional group, example figures. The forward sale and the FX cover sit on the same desk: see grain hedging for farm groups.

What do we have to prepare?

Nothing. We do the work.

  1. The booksTrial balance per company, and bank statements.
  2. Fields and parcelsYour subsidy-agency list, or your farm software's export.
  3. ContractsLeases, forward sales and insurance, from a spreadsheet if need be.
  4. Yields, costs and pricesYour last three seasons.

What it does not do

Plainly.

  1. It does not replace the accountant.It reads the books and consolidates. It posts nothing.
  2. It does not do agronomy.Maps, telemetry and imaging stay in the tools you use.
  3. It does not trade.A named person places the order.
Your data stays yours.On your server. Not shared with other companies, not with us, not even through a chatbot.
Deterministic. No internet needed.The same inputs give the same answer, traceable step by step.
No implementation budget.We read your files ourselves. There is no project to fund.

Questions a group CFO asks first

Short answers.

Does it replace our accounting software?

No. It reads the trial balance of each company and the bank statements. It posts nothing. Your accountant keeps the books.

Can it consolidate several companies?

Yes. The fictional group on this page has three companies and a holding, consolidated every month with eliminations done.

Will the bank accept what it prints?

The covenant tests and the ESG figures print with their sources, and every input it could not derive is marked as missing rather than guessed. Your bank can be given a reader account that sees the report and nothing else.

Does it work in acres and dollars?

A country is a pack: units, currency and calendar are data, not code. Romania comes first. The United States pack, in acres, bushels and dollars, is in preparation.

Where does it run, and who sees our data?

On your own server, with no internet connection needed. Your data is shared with no one: not other companies, not us, not a cloud model or a chatbot.

What does it cost?

A fixed-fee diagnostic, credited to the pilot, then a licence per hectare per year. We give the fees in the first conversation. There is no implementation project and no budget line for one.

Start with one decision

Bring one decision your company takes badly or too late.

Thirty minutes with a founder. We go through how Simon G. would prepare it and say in writing whether it fits.

Priced per hectare per year, given in the first conversation. How the pilot works.

We reply within one working day, from office@gromasystems.com. No newsletter, no sequence.